Terms of use

Simple terms for a simple calculator. Last updated 2025-12-18.

Not financial, mortgage, or legal advice
This calculator provides estimates for planning and comparison only. It is not financial, legal, or mortgage advice.
You are responsible for verifying numbers with official sources and professional advisors.
Use at your own risk
Calculations may be incomplete or wrong for your situation. We make no warranties and accept no liability for decisions you make based on this tool.
Acceptable use
  • Don’t attempt to break, scrape aggressively, or disrupt the service.
  • Don’t use the site to upload or share illegal or harmful content.
  • Don’t misrepresent the tool as regulated advice.
Availability and changes
We may change or discontinue features at any time. We may also update these terms; the “Last updated” date indicates the latest version.
Third-party services
If analytics is enabled, the site may load Google Analytics 4, which is provided by Google. Your use of the site may be subject to Google’s terms and privacy policy.